Friday, February 13, 2026

The Universe Drives Me Crazy

Repost

Whenever I indulge myself on scientific reasoning when it comes to the universe three thoughts comes to mind. (1) Whatever the craziest thing is you can imagine, it is possible. (2) No human is capable of visualizing just how large or how old the universe is scientifically or otherwise. (3) When it comes to the universe, science can be a faux game of math.



My Mental Masturbations On this Subject
Let's start with number (3). Mathematical formulas can be fudged to make them work out. Take for example 'dark matter'. No one has ever physically been able to find it. Quantum physicists have made this math expression up and used it in their mathematical formulas to make their final results work.

It's sort of like incorrectly stating 2x3 equals 5. So someone (in error) rewrites the formula to (2x3)+1= 6 to make things come out right based on their limited math skills.

Moving on to number (2), the age of the universe. I believe that science has incorrectly dated the age of the universe. Today's present scientists have pretty much agreed that the universe is 14 billion years old. Here's my problem with that. That number has constantly evolved over the years as optical instruments have improved. To date our instruments are capable of seeing nearly all there is to see going back 14 billion light years. Emphasis on 'light years'.

This number may be correct in-so-much as dating "our" universe because of our own solar system's current location. To my way of reasoning this is not an absolute regarding the actual age of the universe. Here's why. This age was derived by the farthest observable light reaching us. In this case, 14 billion light years. Just suppose for a moment that we lived elsewhere in another planetary system. One that was older then 14 billion years.

Logic dictates that if that planetary system was around longer then 14 billion years, they'd observe things differently. Suppose they existed 40 billion years before us. That would mean light would have 40 billion more light years to reach their location. Hence they'd be convinced the universe was 54 billion years old. Why not 100 billion or even 1 trillion depending on their point of reference ? Who's to say there is even a limit on how old the universe is!

Now, speaking to number (1). When it comes to the universe and our understanding of it. I relate to it to Carlos Castaneda words in his series of books, 'Sorcerer's Apprentice'. In one of his books he described the 'tonal' world as one in which everything is known. On the other side of the coin there is the 'Nagal'. Defined as all things unknown. The 'Tonal' being a infinitesimally small fraction of all that is possible. In short the manifested and what has yet to be manifested (the unlimited infinite possibilities).

Thursday, February 12, 2026

Talking Dog 4 Sale

Repost



A guy is driving around the back woods of Montana and he sees a sign in front of a broken down shanty-style house: 'Talking Dog For Sale 'He rings the bell and the owner appears and tells him the dog is in the backyard. The guy goes into the backyard and sees a nice looking Labrador retriever sitting there.

'You talk?' he asks.

'Yep,' the Lab replies.

After the guy recovers from the shock of hearing a dog talk, he says 'So, what's your story?'

The Lab looks up and says, 'Well, I discovered that I could talk when I was pretty young. I wanted to help the government, so... I told the CIA. In no time at all they had me jetting from country to country, sitting in rooms with spies and world leaders, because no one figured a dog would be eavesdropping.' 'I was one of their most valuable spies for eight years running...

But the jetting around really tired me out, and I knew I wasn't getting any younger so I decided to settle down. I signed up for a job at the airport to do some undercover security, wandering near suspicious characters and listening in. I uncovered some incredible dealings and was awarded a batch of medals.' 'I got married, had a mess of puppies, and now I'm just retired.'

The guy is amazed. He goes back in and asks the owner what he wants for the dog.

'Ten dollars,' the guy says.

'Ten dollars? This dog is amazing! Why on earth are you selling him so cheap?'

'Because he's a Bullshitter. He's never been out of the yard'.

Tuesday, February 10, 2026

Life's One Great Big Illusion

Repost From 2015

This Man Made $2.3 Billion on Monday
by Tom Metcalf | Bloomberg Business
"Amancio Ortega added $2.3 billion to his fortune on Monday... The Spanish billionaire's gain was $500 million more than the combined increase recorded by everyone else among the world's 10 richest people"



My Comments About The Article Above
Life is one big imaginary board game.

How else could anyone explain this?

There is no way in hell anyone could work so hard as to deserve this kind of wealth.

Monday, February 9, 2026

Stocks-- Most Americans Don't Benefit From Record Highs

Repost From 2018


When it comes to stocks they're not a great way to measure American incomes I'll explain why.

Only about 54% of Americans are invested in them through their retirements plans (like the 401's), mutual funds, pensions and so forth. Meaning some 46% are foreign owned. So when the stock market does well nearly half of it's wealth benefits investors in other countries.

92% of stocks are owned by 20% of the wealthiest investors. This means 80% are left to divvy 8% of the remaining wealth between themselves throughout the world. Since only 54% are American investors it appears not as many as we're lead to believe are benefiting.

Therefore I conclude the stock market does very little to benefit the average smuck unless they're in upper management receiving a profit sharing plan.

A Word About 401K Plans
In 2018 employees were allowed to contribute up to $18,500 a year. To my way of thinking workers are giving a good chunk back to the corporations. These companies can use this tax free money right now, On the other hand employees have only a piece of paper with numbers on it until they can start withdrawing their money at retirement. A lot can go wrong between now and then.

In my case I chose to keep my money, pay taxes on it now instead of later. Then using it to pay down ahead on my 30 year mortgage while setting some aside in FDIC insured savings accounts. The average return on of the S&P between 1973 and 2016 was 11.69%. That's all fine and dandy but when you're 70 1/2 and are forced to start taking money out (paying taxes on it) better hope it isn't a year stocks take a tumble or if tax rates should go up over what they are now.

Here's how I benefited on the mortgage alone.
My original 30 year mortgage was around 10%. Compounded over 30 years it would have totaled 315.92%. Divided evenly over 30 years it would have averaged 10.53%. Even if the average S&P' returns were 11.69% it wouldn't have included the fees I'd end up paying. Plus I wouldn't be able to get at my money to do what I did.

After a few years I refinanced the remaining balance on my mortgage at 6%. Instead of keeping the extra $700 I saved monthly I put in on the new mortgage. Hence being able to pay it off 10 years before retirement rather then still be paying on it for 8 years into my I retirement. Since it was paid off 10 years before I retired I was able to then use a chunk of that former mortgage payment for savings. Besides, who wants to pay a mortgage or ever escalating rents when they're on a fixed income if they can buy a house early enough?

A bird in the hand is worth two in the bush.
Maybe someone is comfortable with a finance company holding their deed over them for 30 years while they gamble on the stock market. I wasn't. After I wised up I rolled over what ever little I had of my 401K into a no fee, no risk FDIC insured IRA savings account years ago. Good I did or it would have taken a shellacking in 2008. This along with some regular savings. This doesn't mean I'm well off by any means but it sure beats allowing others to manipulate what little assets I've accumulated.